Management of Non-Performing Assets in Indian Public Sector Banks with special reference to Jharkhand.
Introduction: The banking industry has undergone a sea change after the first phase of economic liberalization in 1991 and hence credit management. While the primary function of banks is to lend funds as loans to various sectors such as agriculture, industry, personal loans, housing loans etc., in recent times the banks have become very cautious in extending loans. The reason being mounting non-performing assets (NPAs). An NPA is defined as a loan asset, which has ceased to generate any income for a bankwhether in the form of interest or principal repayment. As per the prudential norms suggested by theReserve Bank of India (RBI), a bank cannot book interest on an NPA on accrual basis. In other words, such interests can be booked only when it has been actually received. Therefore, this has become what is called as a ‘critical performance area’ of the banking sector as the level of NPAs affects the profitability of a bank as shown in the figure below. Click here to read more…
- case study on non performing assets
- npa management ppt
- case study on npa
- ppt on npa management
- non performing assets ppt
- white paper on non performing assets
- npa management in banks ppt
- case study on npa management
- how to manage agriculture npa in india
- ppt of npa management in agriculture finance in india
Related Case Studies:
- Cash Management System Case Study Revision in Cash Management System at Indian Oil Corporation Limited...
- Case Study on Training and Development ABSTRACT In India the banking industry becoming more competitive than...
- India’s Broken Interest Rate Transmission Growth is slowing. At the 5.3% official growth rate, India...
- Case Study on SBI Competitive Strategies of a Market Leader State Bank of India (SBI) is the largest nationalized commercial...
- Case Study in Fundamentals of Financial Management Investments are invariably made amidst great risks, with numerous factors...