One of the main challenges for Tanzanian business development is the source of business financing however the development in commercial banking system in Tanzania presents attractive opportunities to business ventures that are willing to tailor their competitive advantages to the dynamic trends of the marketplace. At the receiving end of the business finance, most firms either products or services oriented tap their capitals from commercial lending.
Financing business is a concrete task which requires comprehensive plan on where and when to obtain funds and how to allocate these funds efficiently and effectively for business prosperity. On the other hand, commercial banks offer special privilege for business finance than any economic driving tool. As Furness (1975) observed that commercial banks plays an important role in intermediation process by maturity transformation through mobilizing deposits from surplus spending units and offer loans and advances to deficit spending units.Individual Behavior on Capital Markets…
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