Introduction: Provident Financial was founded in West Yorkshire, England in 1880 by Joshua Waddilove. The company’s headquarters are still based in West Yorkshire. However Provident Financial has grown from a family owned business to a public limited company (plc) whose shares are quoted on the London Stock Exchange. Provident Financial is a group plc; its largest subsidiary is Provident Personal Credit.
Provident Personal Credit is a home credit company. This means that it provides small, unsecured, cash loans to customers in their own homes and collects the repayments weekly from their homes. Provident Personal Credit has more than one million customers in the United Kingdom and the Republic of Ireland. So someone in one in every twenty homes in the British Isles is a customer. Provident Financial has recently started to offer its services outside the UK and Ireland and now has over 80,000 customers outside the British Isles, mostly in Poland and the Czech Republic. Click here to read more on Provident Financial