Abstract: Bhartiya Samruddhi Finance Limited (BSFL) offers livelihood related products and services through the strategic concept of “Livelihood Triad” that comprises livelihood financial services (credit, savings, and insurance), agricultural and business development services, and institutional development services for low-income and poor groups.
At present, BSFL has a customer base of approximately one million, half of whom are women, with 90% concentrated in rural areas. BSFL’s financial viability is proving to be attractive for investors: in 2009-2010, it had a Return on Assets of 3.9% and a Return on Equity of 32.7%. BSFL plans to expand its base to ten million by 2014 covering both urban and rural areas. Click here to read more…
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